Published on: October 2025
Category: Finance / Banking Offers
Read time: 3 min
🎉 What’s Going Viral
As the festive season approaches, social media is buzzing with claims that the State Bank of India (SBI) is offering a ₹3 lakh Diwali gift to customers with Aadhaar-linked savings accounts. The news has been spreading fast through WhatsApp forwards, Facebook posts, and several blog sites claiming that eligible users will automatically receive the amount in their SBI accounts as part of a special “SBI Diwali 2025 Offer.”
But is it really true? Let’s find out.
🏦 The Viral Claim
According to the circulating messages, SBI has launched a Diwali 2025 reward scheme offering ₹3,00,000 as a festive gift for Aadhaar-linked accounts to promote digital banking and reward loyal customers.
Some blogs (like TNCIS and a few small news portals) mention that account holders can “check eligibility” by logging into their SBI online account or visiting their nearest branch. The posts often include suspicious links or QR codes, encouraging users to “verify their account.”
🔍 Fact Check: Is the SBI ₹3 Lakh Offer Real?
After reviewing SBI’s official website, social media handles, and press releases — no such offer has been announced by the bank.
SBI regularly posts verified schemes under its Press Releases or Customer Offers sections on sbi.co.in, but as of October 2025, no information about a ₹3 lakh gift or “Diwali bonus” exists.
Additionally, major financial publications such as The Economic Times, Moneycontrol, and Business Standard have not reported any similar announcement.
Hence, experts strongly suggest that this viral offer is likely a fake news campaign or a phishing scam designed to steal personal and banking information.
⚠️ Why You Should Be Careful
- Phishing Links: Fake websites may mimic SBI’s logo and layout to trick users into entering account details.
- Data Theft: Never share your Aadhaar number, OTP, or banking credentials on unverified platforms.
- Official Confirmation Only: Always check SBI’s verified Twitter handle (@TheOfficialSBI) or official announcements page.
✅ How to Stay Safe
- Visit only the official SBI website: https://www.sbi.co.in
- Use the YONO SBI app for all digital transactions and reward programs.
- Ignore viral forwards that promise cash prizes, lottery rewards, or gift schemes.
- Report suspicious links to SBI’s cyber fraud helpline (1930) or RBI’s official fraud reporting portal.
💬 The Bottom Line
While the idea of a ₹3 lakh Diwali bonus sounds festive, there’s no official confirmation from the State Bank of India about such an offer. Until SBI publishes a verified notice, treat these viral claims as false or misleading.
This Diwali, enjoy your celebrations safely and securely — and remember: in the digital world, “verify before you trust.”
Keywords: SBI Diwali 2025 Offer, ₹3 Lakh Gift, Aadhaar Linked Accounts, SBI Festive Scheme, Banking Scam Alert, Fake SBI News
Would you like me to create a Google Discover thumbnail (1200×675) image for this article — with the SBI logo, Diwali lights, and a “₹3 Lakh Gift Claim — Real or Fake?” headline?